I'll be honest, I swatched each pan and thought the creams felt cheap, but then I looked at my finger and holy blinding highlighter, batman! The color payoff was incredible, and even over powder, it didn't muddy my foundation. My favorite way to apply is gently patting with my finger which helps control how much shine you deposit. Day to day, a very light hand will give you a subtle glow, but if you want to go for some J* level shine, just build a little more. It layers well, especially if you brush the golden powder formula over a cream. I have extremely fair skin, so I'm not sure if the colors are suited for dark complexions, but with the pigmentation, I have a feeling it would still be amazing.